Tag: finances

The Separation Trap: When “Separate but Equal” Hides Unfairness

~ cafebedouin

The Basic Problem When two people or groups have different needs, there are two ways to handle it: Merge the resources and divide them based on who needs what Keep resources separate and let each side handle their own needs The second option sounds fair. It sounds like independence and respect for differences. But it … Continue reading The Separation Trap: When “Separate but Equal” Hides Unfairness

Bogleheads

~ cafebedouin

"Welcome to the Bogleheads® wiki, a collaborative undertaking by members of the Bogleheads Community. This wiki is a reference resource for investors. Bogleheads emphasize starting early, living below one's means, regular saving, broad diversification, and sticking to one's investment plan."-https://www.bogleheads.org/ Never heard of it. But, the emphasis seems right. Bookmarking.

Safe Withdrawal Rate for Early Retirees & What It Means for Retirement

~ cafebedouin

* The 4% rule is actually very safe for a 30-year retirement * A withdrawal rate of 3.5% can be considered the floor, no matter how long the retirement time horizon-"Safe Withdrawal Rate for Early Retirees", MadFientist.com. October 19. 2015. I thought this was interesting because it gives you a target for retirement. According to … Continue reading Safe Withdrawal Rate for Early Retirees & What It Means for Retirement

Sweet Enough

~ cafebedouin

"It’s not how much you have. It’s the difference between what you have and what you spend. If you have more than you spend, you’re rich. If you spend more than you have, you’re not. If you live cheaply, it’s easy to be free."—Derek Sivers, "How I got rich on the other hand." sive.rs. October … Continue reading Sweet Enough

If You Want to Be Happy, Spend Your Bonus On Your Coworkers | Jeremiah Stanghini

~ cafebedouin

"How would you react if your company made a slight change to your bonuses this year. Instead of receiving your usual 1% or 10% bonus, depending on your industry, what if your boss said you had to donate that money to a charity or that you had to spend that money on your fellow coworkers? … Continue reading If You Want to Be Happy, Spend Your Bonus On Your Coworkers | Jeremiah Stanghini