"Ask your broker what rate they would offer you for a 'zero closing cost' refinance. Mechanically, this really means the lender will offer you a higher rate, so that they can sell your mortgage loan for a higher price -- they will pay you for this by throwing some cash into the deal to cover … Continue reading Should You Refinance Your Mortgage?
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Decide to K.I.S.S.
"...irrelevant information or unavailable options often cause people to make bad choices. When both elements are present, the probability of a poor decision is even greater."—Chadd, I., Filiz-Ozbay, E. & Ozbay, E.Y. "The relevance of irrelevant information." Experimental Economics. November 11, 2020. https://doi.org/10.1007/s10683-020-09687-3 Determining what is possible and the relevant information between choices is key … Continue reading Decide to K.I.S.S.
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